Coverage
These are the lines that cover the last-mile delivery economy, from full fleet programs to single-vehicle policies. Each page explains the coverage in plain language, what contracts usually require, and what drives the price.
The full program in one placement.
Contract-correct coverage for delivery service partners.
ISP program coverage, built to spec.
Commercial coverage for cargo and sprinter vans.
Straight-truck coverage across California.
For same-day, medical, and parcel couriers.
The road policy your contract inspects first.
For rented and driver-owned vehicles.
Off-dispatch coverage for owner-operators.
The goods you carry and the vehicles that carry them.
Driver injury coverage, W-2 or 1099.
California requirements for delivery employees.
Coverage for independent delivery drivers.
For what happens off the road.
Who I work with
I place business with national and regional markets that write delivery risk, including:
Carrier availability varies by state, product, and underwriting. Listed marks belong to their owners.
Send me your contract and fleet list. I'll map the requirements to actual coverage and tell you what's missing.
TISKIY