Coverage
FedEx Ground contractor insurance, also called ISP insurance, covers the independent service providers who run FedEx Ground and Home Delivery routes. The program sets specific insurance requirements, and meeting them exactly is part of keeping your contract in good standing.
Ground ISPs typically carry commercial auto liability at program-required limits, workers compensation for their employees, and cargo coverage, with certificates issued to the program's specification. [VERIFY: confirm current limits and certificate wording against your signed ISP agreement, since program requirements change.] A correct policy with a wrong certificate can still trip an audit, so the paperwork matters as much as the coverage.
What I do for ISPs mirrors how I handle Amazon DSPs. I read your agreement first, quote carriers that already write ground contractor risk, and build the certificate the way the program wants to see it. Renewals get remarketed well ahead of the date, because route economics do not leave room for a lazy renewal.
Growing from a few routes to many changes your risk profile. I structure the program so adding trucks and drivers is a quick endorsement, not a restart.
Questions
Ground ISPs typically need commercial auto liability at program-required limits, workers compensation for employees, and cargo coverage, with certificates issued exactly to the program's specification. The signed ISP agreement governs, so I verify current requirements against your contract before quoting.
ISP stands for independent service provider, the contractor model FedEx Ground uses. ISP insurance is the package of commercial auto, workers compensation, and cargo coverage that meets the program's requirements. It is built to the same standard whether you run three routes or thirty.
It depends on your truck count, driver records, payroll, loss history, and the limits the program requires. There is no flat rate. A real figure comes from quoting your actual fleet and driver list against carriers that write ground contractor risk.
Usually the certificate, not the coverage: wrong holder, missing endorsements, or limits formatted differently than the program requires. I build certificates to the program's specification the first time so an audit does not pause your routes.
Related coverage
The full program in one placement.
Contract-correct coverage for delivery service partners.
Commercial coverage for cargo and sprinter vans.
Straight-truck coverage across California.
For same-day, medical, and parcel couriers.
The road policy your contract inspects first.
The intake takes about five minutes. I quote against your actual vehicle and driver list, not a generic profile.
TISKIY